FINANCE - PRIVACY DISCLOSURE STATEMENT

CIT Credit Pty Limited

PRIVACY ACT AUTHORISATIONS

Privacy Disclosure statement

CIT Credit PTY Limited (ABN 92 080 151 266) takes reasonable steps to protect your personal information.

We will use your personal information for (a) assessing your application for the facility that you have applied for; (b) managing the facility, (c) and any related purpose.

Your personal information will be disclosed to credit reporting agency, our related corporations, legal advisers, collection agencies, your nominated referees, our service providers and any other person you would responsibly expect that will disclose your personal information to. The provision of your personal information is required to allow us to assess your application.

If you would like access to the personal information about you that we hold, contact our Privacy Officer by writing to the Privacy Officer, CIT Credit Pty Limited, Locked Bag 985, North Sydney, NSW 2059 or e-mail privacy.officer@cit.com.


Authorization and consent form

To CIT Credit Pty Limited and any other person having an interest in the management, insurance or funding of these facilities.

The Applicant/s and any Guarantor/s agree for the purpose of assessing our credit worthiness in connection with the assessment funding or management of any credit facilities you may do any or more of the following at any time.



1. Consumer information
Collect and use consumer credit information about me/us to assess an application for commercial credit or consumer credit


2. Commercial credit information
Collect and use commercial credit information about me/us to assess an application for consumer credit or commercial credit


3. Collection of overdue payments
Collect and use a credit report about me/us provided by a credit reporting agency to collect overdue payments from me/us


4. Provide information to a mortgage insurer
Use and disclose information to mortgage insurers to asses the risk or providing mortgage insurance or to asses the risk of default


5. Exchange of information between credit providers
Collect from and use or disclose to another credit provider (including any other credit provider who has lent money on the same security) any information about my/our credit worthiness, credit standing credit history or credit capacity.


6. Exchange of information adviser
Collect from and use or disclose to any broker, financial consultant, accountant, lawyer, or other adviser acting in connection with any financing provided or proposed to be provided to me/us any consumer or commercial credit information.


7. Provide information to credit reporting agencies
Disclose to a credit reporting agency personal or commercial information about me/us. The information includes identity particulars; the fact that credit has been a applied for and the amount; the payments which become overdue more than 60 days, and for which collection action has commenced; advice that payments are no longer overdue; advice that cheques drawn by you have been dishonoured more than once; in specific circumstances, that in our opinion you have committed a serious credit infringement; and that credit provided to you by us has been paid or otherwise discharged.


8. Provide information for securitization
Disclose any report or personal information about me/us to another person in connection with funding financial accommodation by means of an arrangement involving securitization.


9. Provide information to guarantors
Disclose information to any person who proposes to guarantee or has guaranteed repayment of any credit provided to me/us.


10. Verification
Verify my application details with my employer, estate agent or other referee




If you have read and agree to the privacy act please click "YES"